It is an unfortunate fact of life that funerals tend to happen when you least expect them. 

Amity Funerals has access to finance packages through 'NOW Finance' (a national finance company) for all its services.  The process is as simple as getting a loan to buy a computer from Harvey Norman.  Interest is less than a credit card.

Alternatively, the carer for a deceased can apply to have funeral and memorial expenses paid from their superannuation via SuperCare.